DETERMINANTS OF THE IMPLEMENTATION OF TABLE BANKING AS A SOURCE OF PROJECT FINANCING FOR WOMEN, A CASE OF LAMU COUNTY, KENYA
Abstract
The purpose of this study was to examine determinants of implementation of table banking as a source of project financing for women - Lamu County, Kenya. The study was guided by Four objectives: To examine how Political factors determines implementation of table banking as a source of project financing for women in Lamu County ,Kenya, how Organizational learning determines implementation of table banking as a source of project financing for women projects in Lamu County, Kenya. How Credit accessibility determines implementation of table banking as a source of project financing for women in Lamu County, Kenya and how Cultural factors influences implementation of table banking as a source of project financing for women in Lamu County, Kenya. The study adopted a descriptive research design using questionnaires targeting 200 Women groups of 7400 members of registered self-help groups. The study found out that all the factors studied on the women source of project finance positively determined the implementation of the table banking as a source of project finance in Lamu County. From the findings a conclusion was drawn that though all four factors determined implementation of table banking as a source of project financing for women in Lamu County, Kenya, both cultural factors and credit access had weak positive correlation with the implementation of table banking as a source of project finance of women groups in Lamu County. It was recommended that group cohesiveness and collaboration with other stakeholders should be upheld and improved if the women groups were to achieve implementation of table banking as a source of project finance of women groups at Lamu County. On the basis of what has been found out from this study, the study recommended that similar studies be conducted in other Counties especially in Counties that experiences women cultural marginalization to conduct factor analysis and correlation analysis study.
Key words: Political Factors, Organizational Learning, Credit Accessibility, credit, Cultural Factors, Project Financing, The concept of table banking
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DOI: http://dx.doi.org/10.61426/sjbcm.v4i3.540
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